Conventional loans have a few basic property standards, but no in-depth home condition requirements. You likely want a home inspection anyway.
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Refinance soon to avoid the FHFA adverse market refinance fee
Fannie Mae and Freddie Mac’s 0.5% refinance fee is delayed until December 1. But to avoid the fee and higher refinance rates, you need to apply sooner than that.
Continue readingHave We Seen The End of Record Low Rates?
While it might not seem like the sort of thing mortgage rates should care about, the senate run-off election in Georgia was by far and away this week’s most important event. This wasn’t a surprise either. In fact, interest rates have been bracing for this potential impact since the inconclusive results in early November. But why do rates care about politics? Actually, they don’t! Not too much, anyway. Rates care about the prices and yields of certain bonds in the bond market above all else. Bond prices can take a variety of cues, but the most basic and most objective input is that of supply and demand. Supply and demand can be influenced by several underlying factors. For instance, the Fed currently buys more than $100 billion in bonds each month. That has a huge impact on the demand side of
Continue readingBest Home Warranty Companies for 2021
Whatâs the best home warranty company? There are a lot of options out there when choosing a home warranty. There are also a lot of things to consider. To help you with your search, weâve…
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Continue reading80+ Best Side Jobs For 2021 – Learn How To Make More Money
What can I do as a side job? Here’s a list of 80 possible side hustle ideas for 2021. With these side jobs, you can make extra money!
1099-C: What You Need to Know about the Cancellation of Debt Tax Form
From early January to mid-February, you might receive a number of tax documents in the mail. They can range from expected W-2s from your employer to forms about mortgage interest you paid. One form that many people don’t expect is the 1099-C. Discover why you would receive such a form and what the IRS expects… Read More
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Continue readingNorthwestern Mutual Dedicates $20 Million to Advance Black Entrepreneurs through Venture Capital & a New Startup Accelerator
Northwestern Mutual Dedicates $20 Million to Advance Black Entrepreneurs through Venture Capital & a New Startup Accelerator MILWAUKEE, Nov. 18,
Continue readingThe Minimum Wage in Every State in 2021
The federal minimum wage may not change in 2021, but many states have plans to increase their wage requirements.
Continue readingBest Short-Term Loans for Bad Credit for 2021
You need cash and you need it now. The only problem is your credit is in shambles, which makes it tough to qualify for most traditional forms of credit. And youâre not necessarily attracted to…
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Continue readingWhat You Can Do About Credit Card Debt Before 2021
Hey 2020, donât let the door hit you on the way out. There are plenty of reasons this year in particular â a lost job, illness or sheer boredom â could have left you racking up expenses. Let the promise of a new year come with a renewed resolve to rid yourself of pricy credit [â¦]
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