A Parent’s Guide to Setting a Successful Budget for a College Student

The post A Parent’s Guide to Setting a Successful Budget for a College Student appeared first on Penny Pinchin' Mom.

 You are getting ready to send your child off to college. Before you start helping them pack their belongings, there is one thing you need to do. You need to help them create a budget. You need to teach them how to manage their money so they can learn the tools they’ll use long after … Read More about A Parent’s Guide to Setting a Successful Budget for a College Student

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By the numbers: My spending for March 2019

March was a mixed month in my financial world. I ended March with a slightly higher net worth (up 0.6%) but my spending was the highest it’s been this year: $5989.10. Yet, that spending was mostly mindful. I wasn’t frittering away money on silly things.

If I wasn’t buying dumb stuff, then where did my money go? A few worthwhile places:

  • I spent $653.31 on the yard and garden. Specifically, Kim and I tore out a big cedar tree in the corner of the yard, then converted that space to a small orchard. I use the word “orchard” loosely here. We planted three fruit trees, four blueberries, four grape vines, and a bunch of strawberries. I hope to write about this more in the near future.
  • I spent $625.72 on health and fitness. In the middle of the month, I had quite a scare. Out of nowhere, I had chest pains, so I visited the local hospital ER. My co-pays and prescriptions are reflected in March’s spending — and there’s more to come. (We’re about to have a l-o-n-g article on the $6800 hospital bill I received in the mail yesterday. That’ll happen in April or May.) Meanwhile, Kim had knee surgery at the end of the month. I paid for some of her stuff out of my pocket.
  • I spent $579.36 on gifts in March, which is very very unusual.
  • I paid the $450 annual fee on my Chase Sapphire Reserve credit card. (Yes, I know this seems like a lot. But remember the card comes with a $300 travel credit, which means my effective annual fee is $150. I believe I receive $150 in value from the card’s other benefits.)

I don’t consider any of that spending frivolous although I recognize that some of it isn’t necessary. (Do we need an orchard? Do I need to give gifts?)

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21 Easy Ways to Get Free Google Play Credits

This page may include affiliate links. Please see the disclosure page for more information. There are several ways to get free Google play credits if you’re interested in being able to get more apps for your Android Phone. If you find a lot of apps on Google Play that you like and want to get for free–or…

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21 Easy Ways to Get Free Google Play Credits was first posted on December 29, 2020 at 11:21 am.
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Where’s the House from ‘Home Alone 3’?

Year in and year out, we know the holidays are almost upon us when TV networks start airing Home Alone, the iconic family movie that has by now become synonymous with Christmas cheer. And while the first two Home Alone movies starring Macaulay Culkin are the clear fan favorites, the third one (written and produced […] More

The post Where’s the House from ‘Home Alone 3’? appeared first on Fancy Pants Homes.

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5 Tips for Keeping Your Business Afloat During COVID-19

Many businesses are laying off employees or shutting doors, at least temporarily during the coronavirus pandemic. Only you can make the decision about what’s right for your business—and you should do so in consultation with business experts such as CPA advisers or business coaches. You’ll also want to make sure that you are following the… Read More

The post 5 Tips for Keeping Your Business Afloat During COVID-19 appeared first on Credit.com.

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How To Build Wealth In Three Easy Steps

This page may include affiliate links. Please see the disclosure page for more information. Do you want to learn how to build wealth? When it comes to building wealth, there are several strategies and even more opinions. Some people get lucky, like winning the lottery, inheriting vast sums of money from their long-lost uncle, or being fortunate…

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How To Build Wealth In Three Easy Steps was first posted on May 15, 2020 at 6:00 am.
©2019 "Debt Discipline". Use of this feed is for personal non-commercial use only. If you are not reading this article in your feed reader, then the site is guilty of copyright infringement. Please contact me at brian@debtdiscipline.com

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How to Invest in Stocks: A Guide to Getting Started

In 2020, around 55% of American adults invest in the stock market. That’s down from a peak of 65% in 2007 but around the average over the past 10 years. Do you want to get a piece of the action? Before you jump all in, make sure you know the basics of how to invest in stocks.  A… Read More

The post How to Invest in Stocks: A Guide to Getting Started appeared first on Credit.com.

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