One Important Phone Call You Should Make Before You Buy A House

Any house that you buy “used” has a history to it, and that history may affect your finances. Here’s one key call you can make to check out your new home.

The post One Important Phone Call You Should Make Before You Buy A House appeared first on Bible Money Matters and was written by Melissa. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

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Best Cities for Diversity in STEM – 2020 Edition

Over the past 30 years, employment in science, technology, engineering and math (STEM) jobs has grown by almost 80%, according to a recent figure from Pew Research Center. However, there is still significant disparity in representation across gender lines and … Continue reading →

The post Best Cities for Diversity in STEM – 2020 Edition appeared first on SmartAsset Blog.

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Understanding How Mortgage Interest Rates Work

Question: What do home mortgage loans (including second mortgage loans), retail installment loans, automobile loans, home improvement loans, and mobile home loans, have in common — aside from being loans to consumers?

Answer: The interest charge sometimes is calculated monthly and sometimes daily. With a monthly interest rate the borrower is charged for each month, whereas with a daily interest rate the borrower is charged for each day.

Why is this distinction important? Because daily rates are a potential trap for unwary borrowers, countless numbers of whom have found themselves permanently, usually with no understanding of how it happened. The problem has been entirely overlooked by regulators, including the Consumer Financial Protection Bureau.


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Reliance First Capital Review: Are They a Mortgage Lender You Can Rely On?

Reliance First Capital out of Melville, NY says it makes custom mortgages to ensure its customers obtain a home loan that fits their specific financial goals. In short, they want you to rely on them and their years of experience for your home loan needs. And they seem to be achieving a high level of [&hellip

The post Reliance First Capital Review: Are They a Mortgage Lender You Can Rely On? first appeared on The Truth About Mortgage.

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